TERMS SELLER

 

General terms of use by the sellers of the market Place ShopiSkyce

Article 1: Who are we and what is our role?

iSkyce is a company independent one-person created by Mr. Klein Michel, whose headquarters is located 6 Rue Schelmenwasen 67590 Schweighouse Sur Moder (France- Alsace), registered at the trade register and companies of STRASBOURG under number 392 736 104 00028. For more information you can reach us by mail at the following address: servicemarchand@iSkyce.com .

iSkyce is a National mark registered at the INPI 15 Street of the Nimines 92677 COURBEVOIE under no. 15/0552726 registered on 06/12/2013 and under no. 15/4161472 03/03/2015.

Its founder to created this Place of market Shop iSkyce accessible on the internet hereinafter referred to as the marketplace to promote on the web, the development and awareness of our merchants. START UP; manufacturer; Distributor, etc... (Hereinafter together "Vendors") by putting at their disposal a new online marketing channel.

This market Place and an online store and a market place offering a multitude of product iSkyce sells internationally through any other marketplace and will thereby increase the SEO of shopiSkyce on the Web for his place of market. Future sellers will now not release through these other marketplace alone ShopiSkyce market place.

This Place of market ShopiSkyce is at the service of buyers looking for products High Tech; replacement parts; telephony; small computers accessories various who are aware of the developments in our economy and take advantage of the reputation of our brand.

Our marketplace has therefore for activity to connect buyers and sellers by allowing vendors that we have selected to open our site, an online store that allows them to present their products and sales . Our activité is an intermediary that brings sellers and buyers to ensure development through this new channel.

The marketplace is also agent of the company Mangopay to propose a solution of MANGOPAY payment by electronic currency on the site. Each vendor as every buyer must open an account of electronic money the company Mangopay on which payment transactions will be conducted from our site. Using the "MANGOPAY" electronic payment system, the customer accepts unconditionally the general terms of "MANGOPAY", available at https://www.mangopay.com/terms/Mangopay_Terms-en.PDF and appearing on the Site.

 

 

Article 2: Purpose of our terms and conditions and their evolution

These terms and Conditions are intended to define the terms of use of our marketplace by sellers.

When you use our marketplace as a seller and after having been referenced in our General Conditions you are binding in its own right, the use of our marketplace worth acceptance of the said terms and Conditions. As a result you will be engage in while adhering to our marketplace, to consent to the buyers the rights and guarantees that are detailed below.

Our General Conditions are subject to change at any time. During their update and information will be communicated through the site, they you can be invoked as soon as their online and in case of disagreement on these conditions you can close your online store on our marketplace.

You have the ability to print, download or save these general terms.

Article 3: The operation of the virtual shops

After having been referenced by our Site you will have an online store for an indefinite period.

This online store is made up of pages of the site which you are reserved and that allow you your responsibility to present your products, to inform your buyers to your terms of sale and to allow them to initiate the command and its payment. You are solely responsible for the information on your products, your terms of sale and delivery operations.

To be referenced as seller on our site you must meet the following criteria:

  • Your activity in France; Europe under condition of the country member and European standards and for the rest of the world according to international standards
  • Being a manufacturer, Distributor, dealer etc...
  • Complete a membership form.
  • Pieces of identity or passport in force.
  • Extract Kbsis or Mermaid of less than 3 months
  • 1 bank statement
  • 1 extract from the judicial record n ° 3 of less than 3 months
  • 1 proof of address of less than 3 months
  • Having been the object of a notification of SEO from us
  • Set the commissions in accordance with Schedule 3.
  • Comply with the restrictions set out in annex 2.
  • Comply with all regulations that govern the marketing of your products

and especially to give all information required on your products

  • Present your products in a way not misleading
  • Respect the General Conditions including its annexes
  • To be contacted by the buyer in case of need

You can always close your e-store subject to fulfill ongoing orders.

To access your e-store you will have pins that will be to use under your responsibility. Any use of these codes will identify you, and you will be fully responsible for operations initiated with your codes. Thus, you will need to keep them in any confidentialité.

For the animation of our site you give free of charge all rights of reproduction, broadcasting, arrangement, use on logos and brands. You represent that you have all rights to this use by our site and you guarantee us against any action for infringement related to their use.

We reserve the right to remove all content non-compliant on our site as soon as we are informed.

Article 4: The ordering process.

Your ordering process must follow these steps:

The buyer must identify themselves on the site stating his identity, date of birth and address.

He must have the legal capacity to place the order.
In addition the following steps must be followed; The buyer must:

  • Add to cart the products he wishes to acquire.
  • Check the details of their order and the price including VAT
  • Validate and accept your specific terms of sale that you have communicated to him (including your shipping costs)
  • The mode of delivery among those proposed and if you need the address of delivery of the order
  • Read the summary of the order including the price and the terms of delivery. At this point, the buyer must be able to change and fix his command.
  • Initiate the payment of the order via his account with the Mangopay electronic money institution; the status of the order will be at this stage "ongoing validation"
  • The order you will be sent automatically and remains subject to the condition subsequent that the property is available
  • You will need to confirm the order to the buyer and send the number of the delivery and the invoice which will be used for the follow up. You can also make your inability to fulfill the order, and this by mail no later than within 2 business days the transmission of the order. The refusal could intervene only exceptionally, in the case, for example, breach of stock or case of force majeure etc... In the case where you will confirm the order the Mangopay electronic money institution will charge the account of the buyer of the amount of the order. The contract will be considered to have been concluded at the time the order confirmation sent to the buyer
  • Your delivery times shall be shown in your specific terms of sale or your product.

You will have to answer to any question of the buyer on the follow-up of the command. In what concerns us, we do not intervene in the transaction.

Article 5: Delivery by the seller.

Products are shipped in accordance with the instructions in your specific terms and/or your product sheet.

The products are carried at your own risk and at your own expense the delivery procedure is the following:

  • You ship the order to the delivery address indicated and in the mentioned deadlines that need to be short and never more than 30 days.
  • At the reception of the order, the buyer verifies the compliance of the product and the packaging and can make you any claims. It may also request an exchange for a period of 14 days or exercise his right of withdrawal for those same 14 days, (i.e. return you the product without any reason but stating clearly that the return is a result of the exercise of the right of) withdrawal). It should be noted however that Exchange and withdrawal rights cannot be exercised for certain products listed in article l. 221 - 28 and following of the Code of consumption. This includes personalized or custom made products, products likely to deteriorate or to expire quickly, products that cannot be dismissed for reasons of hygiene or health protection, products recording audio or video or software which were unsealed by the buyer after delivery, or any other product appearing in the context of legal exclusions. The right of withdrawal is exercised for the products subject to prolonged use, having eté washed or damaged either.
  • In any case, the products will not be returned to our marketplace. They will be returned to you.
  • In the case where the delivery of the products called reserves, buyer may notify them to the carrier at the time of delivery.
  • Any refunds are made via the same payment method used to pay for his order.

Article 6: Delivery.

The ordered products can be delivered worldwide

Article 7: Warranty of the products

In the cases provided by law, you must the buyer a guarantee of compliance (article L.217 - 4 and following of the French consumer Code) and a guarantee against hidden defects (article 1641 and following of the Civil Code).

You will need to on these guarantees, give the buyer all the necessary information in your listing or your specific terms of sale.

Article 8: The proper use of our marketplace.
You shall not have in your indoor of seller use the marketplace in a way that would cause, or be likely to cause an interruption, damage, or tampering with the marketplace.

  • in order to cause trouble, nuisance or causes anxiety,
  • for any activity unlawful, regulatory, and contrary to good morals.
  • with the intent to harm

In addition:

  • you will need to comply with all of these terms and conditions including their Annexes
  • your comments should not be nor obscene, abusive, defamatory, or offensive or libellous or political
  • You agree to use our marketplace to respect the rights

Third parties, right to the image, right of intellectual property etc...

  • Sellers as any commercial solicitation by email should be strictly in accordance with the regulations.
  • You agree not to use false addresses email on the site or usurp the identity of a third party.
  • We will have the faculty to remove from our site any content not in compliance with that we will be informed.
  • You also agree to comply with these provisions and their evolution course if you refuse our new terms you need to close your e-store on our site.

Article 9: Liability.

You are solely responsible for the sale of the products you present in your e-store and respect for laws and regulations that govern the presentation and selling of your products (data information, their conformité, granted guarantees, service etc.).

We are not responsible for your failure or the good end of transactions that buyers learn with you.

You can engage our responsibility in the event of a breach of such obligations as defined in these terms and conditions and only to cover direct damages to a maximum amount of € 80.00 euros per calendar year. We will do our best to ensure the availability and continuity of services. However, due to the nature of the internet, the availability and the continuity can be guaranteed. Access to services also occasionally be suspended or restricted to allow for possible maintenance.

Article 10: Specific commitments.

To be referenced as seller on our marketplace you need to:

  • Do something real and justified
  • Being registered in the trade and companies register or the register of trades and have a VAT number or be registered as an auto entrepreneur and a receipt INSEE. On our marketplace you must act professionally and as part of your normal current activity.
  • If you are an importer of products you will need to have an EORI No.
  • Each year or new exercise civil, you will need to return a Kbis extract and an extract from the judicial record.
  • Insert any legal restrictions on the sale of products on the pages of your online store
  • Being in compliance with the regulations that apply:

o to tax, social

o in terms of consumer law, you must strictly comply with the regulations specific to the products you market. You will need to make, as your seller to buyers, all the rights detailed in these terms which will apply automatically as part of your sales.

o the regulations on personal data.

  • Inform us of changes to your legal status, as well as plans
  • tax and social to which you are subject.
  • Assume only buyers towards the responsibility of the sale initiated from your e-store.
  • Strictly respect the rights of third parties in terms of image, of intellectual proprieté right (brand, logo, software...) but also exclusivité...
  • Resume at a minimum the information detailed in annex 1 to present your products.
  • Unless expressly authorized, sellers agree to not use, in any form whatsoever, data on other sellers or buyers disseminated or available on our site...

In particular, it is forbidden to use this information for advertising, for e-mails unsolicited, unless prior consent of the recipient emails, or for other outlets of unwanted contact or other illicit purposes.

  • Do not send emails from prospecting without consent of the persons concerned.
  • Accept and respect the present general conditions and its annexes and their evolutions
  • Comply with the conditions set out in your listings and/or any specific terms of sale.

Failure to respect these general conditions you will do, as your seller, the subject of an alert, and without compliance on your part you can be investigated in 30 days is not followed after radiation effect.

In addition violations serious your obligations in respect of the present likely to engage the responsibility of our marketplace, we shall be entitled to suspend with immediate effect your e-store. In this case it is your responsibility to honour your orders in accordance with the applicable law.

Any change in your situation (legal, fiscal, social) must be notified to us spontaneously and without delay.

As a hosting provider we do not diligence or do not exercise control a posteriori on your posts. As a result, as your seller only your responsibility will be sought.

So you agree to indemnify us breach of your obligations, and especially in the hypothesis where a buyer or a third party would assign us in your liability.

In addition you must meet your obligations of social or fiscal nature. With regard to us we will send you a document summarizing the gross amount of perceived transactions, because of your sales on our marketplace during the previous year in January of each year. You declare also be notified of your obligations to report your income related to our marketplace.

Article 11: Personal data

We collect your personal data for the management of our site.

To exercise your rights of rectification, deletion and opposition access you can contact us at the following e-mail address: servicemarchand@iSkyce.com

We implement technical devices to ensure the confidentiality of your data.

You are responsible for the use and the treatment of the personal data of buyers collected on your e-store. You agree to comply with the law computer and freedoms and such grant your buyers the rights of access, rectification and opposition on their personal data and to explore them in compliance with the applicable regulations.

Article 12: Amounts due by the seller in the market place

Commission on the sales you make on our marketplace are due as soon as the buyer has paid the price of the sale. The commissions are forfeited even in cases where the sale is cancelled or committed for any reason unrelated to our market Place. However the commissions you are however returned in cases where the purchaser cancels the order before shipment or exercises his right of withdrawal after delivery of the product.

Amounts due in the market place at a sale are those mentioned on the price list applicable at the time of ordering the product by the buyer in accordance with Schedule 3.

Article 13: Our proprieté intellectual rights

All the elements of our visual or audio, marketplace including the underlying technology, are protected by copyright, trademarks or patents.

Thus, none of the documents from the website may be copied, reproduced, republished, downloaded, posted, transmitted, distributed or marketed in any way whatsoever. Our intellectual property elements are made available only as your seller to benefit from the services of our marketplace.

Article 14: The evidence, conservation and archiving of transactions

Validation clicks on our site, you are bound and are worth acceptance on your part.

Records stored in our computer system or that of our subcontractors can serve as evidence.

Article 15: The settlement of disputes

Complaints about the delivered products (products damaged, products not conform to the command or the product sheet, produced missing etc.), you must respond to the buyer.

When the issue does not lead to an amicable solution, every consumer has the right to use free of charge to a mediator of consumption for the amicable resolution of the dispute between a professional seller.

As a professional seller you can implement your own mediation device. You must then contact the Ombudsman in your specific Conditions.

More generally, it is possible for any dispute to resort to any other mediator of consumption including those stated on the website of the Ministry of economy to the address: http://www.economie.gouv.fr/mediation-conso/des-mediateurs-pour-chaque-litige

Similarly the European Commission has also set up a platform for dispute resolution intended to collect complaints from consumers making a purchase online in order to then pass them on to the national ombudsmen competent. This platform is accessible at the URL http://ec.europa.eu/consumers/odr/

Article 16: Applicable law and jurisdiction

The General Conditions of the marketplace are subject to French law, the application of the Vienna Convention on contracts for the international sale of goods is expressly excluded. The competent court in case of dispute is the commercial court of Paris.

Annex 1: Information buyers

You agree to inform your buyer for each product on your e-store pages including the following:

  • Your name and contact information
    O your contact including e-mail address
    O the disponibilité product
    O purchase restrictions
    O the description of the product: (brand, features, warnings...) Ø sale price
    Ø guarantee
    Ø terms of delivery: (indicate the delivery time and delivery costs) Ø right of withdrawal including in the order of the buyer.
    Ø Mediation

Annex 2: Commitments sellers on the products on sale. A: Items for sale:

The seller says that it is fully authorized to sell its products and that this sale complies with all the regulations in force (law of distance selling, including intellectual property law). He further States that the goods sold are reliable and comply with legal requirements (including any requirement of marking or labelling or information due to the consumer) including security products (CE standard and other).

Prohibited items: these items cannot be offered for sale:
(a) items such as advertising or the sale violates applicable regulation;
(b) articles inciting violence (including weapons under categories A to D such as defined by the Act, toys and fake replicas of weapons, etc.), or to racial, religious or ethnic hatred or discrimination;
(c) live animals;
(d) goods stolen;
(f) drugs, drugs of any type, articles of incitement to use narcotics or plants classified as narcotics and more generally any article likely to present a danger to health, safety, or the environment;
(h) those with the offer or sale is likely to undermine public order, morals or the rights of third parties

Availability of the products for sale: seller agrees that all products it offers on the marketplace are available for sale. In this respect, the seller undertakes to constantly refresh the pages of his e-store.

Product presentation: seller agrees to present its products strictly according to the regulations and to provide up-to-date information. In addition any dissemination of photos should respect the right of third parties.

The seller must also indicate shipping charges that he intends to apply to the buyer and other charges.

(B) deliveries

The seller is required to deliver the product to the address indicated by the buyer. The seller will give any useful information to the buyer on delivery tracking.

The delivery of the product is the responsibility of the seller. Therefore, this determines only the shipping charges.

The seller undertakes to:

  • do not unilaterally cancel the sales
  • Cancel and refund the order in the case where the buyer exercises his right of withdrawal
  • include delivery note with each shipment of products or attach an invoice
  • identify themselves as a seller of the product on the packaging of the product;
  • use only the seller interface for all correspondence with buyers and send any written correspondence or electronic directly to buyers. 

C. returns and refunds

The seller agrees to accept returns, repairs, exchanges and refunds related to its products in accordance with the legal and contractual guarantees attached to its products. Seller shall as soon as possible inform the marketplace of any event affecting the command (cancellation, refunds).

The seller undertakes to process customer service requests
Refunds must under no circumstances intervene more than 2 (2) days after the request for cancellation of the order.
In the absence of repeated and unjustified delays in reimbursement or refund, we will have the possibility to terminate the registration of the seller

Annex 3: Remuneration of the marketplace iSkyce

Variable costs: commissions due iSkyce marketplace by any vendor for each product sale realize on the market square, and provided that the sale to the buyer is final in the light particularly of the legal Faculty of withdrawal, are amounting to 8%.

Minimum fee

If the application of the scale of commission above leads to a commission less than €0.60 TTC, then the marketplace iSkyce invoice a fee of €0.60 TTC.

Commission rates and the minimum fee will apply on the amounts of sales tax, shipping included, and the thus calculated commission excludes VAT.

 

Example 1:

Amount of the Commission HT: (95 + 5) x 8% = 8 HT + mangopay fees 1.8% + €0.18 per transaction Europe and for the rest of the world 2.5% + $0.25 per transaction. 
That applies VAT is: €8 + (€8 HT x 20% (VAT)) = € 9.60 Commission TTC

Any late payment results in the application of penalties payable the day following the settlement date on the invoice, at an interest rate equal to three times the legal interest rate. The Parties agree to the payment of a fixed compensation of 40 euros for collection costs. 

Article 15: Flow management will be entrusted to an external provider attached on our ShopiSkyce and it so in the processing of all streams coming or leaving our site.

Streams are the responsibility of the SA Mangopay and each seller ShopiSkyce must conform to the rules established by Mangopay and may not stick. For more information please refer to the Mangopay terms of use on the site

 

Preamble: MANGOPAY SA has been launched in 2013 to provide a payment solution that is innovative with an integral part of the Leetchi Group and is a subsidiary of the Group Credit Mutuel Arkéa since October 2015 MANGOPAY SA holds a (th) electronic money issuer licence issued by the CSSF, re population of our Luxembourg authority and is a considered by the CP has exercised its activity on the french territory. His status also allows him to work as a payment institution.

MANGOPAY SA limited company under Luxembourg law with a capital of 2 000 000 euros, headquartered

Social is located 10 Boulevard Royal, L - 2449 Luxembourg and registered at the trade register and

companies of Luxembourg under the number B173459, entitled to exercise his activity in France in free

establishment, as an electronic money institution accredited by the Commission of

Supervision of the financial sector, 283 L-1150 Luxembourg Arlon road, www.cssf.lu

According to section 3 of this document and the terms of Mangopay Articles 3.1 TOU Mangopay and so s comply with the rules. terms of subscription; acceptance and to be accredited by Mangopay a parts will be transferred internally between the platform and Mangopay.

Article 2: KYC: authenticating users

MANGOPAY must perform authentication of users of each platform in the context of the

LAB - FT procedure imposed by financial regulators to all holders of a bank licence.

The objective of these controls is to combat fraud, money laundering and the financing of terrorism.

Each platform has a contractual responsibility to collect this information from its users.

To perform authentication, different supporting documents should be sent to MANGOPAY. This sending

can be done directly via the API that responds automatically.

The parts are for recall article 3 or Article 4.2 TOU Mangopay:

 Operate in France; Europe under condition of the country member and European standards and for the rest of the world according to international standards

 Being manufacturer, Distributor, shopping etc...

 Complete a membership form.

 Pieces of identity or passport in force.

 Extract Kbsis or Mermaid of less than 3 months

 1 bank statement

 1 extract from the judicial record n ° 3 of less than 3 months

 1 proof of address of less than 3 months

 having been notified of SEO from us

 Set the commissions in accordance with the anne e 3.

 Respect the restrictions set out in the anne e 2.

 

Upon acceptance of Mangopay you will have access to your

Dashboard: Activity monitoring MANGOPAY allows access to all the information about users and transactions through the dashboard made available.

You can also manage the access rights of users by implementing of the permission groups according to their profile. All of the electronic payment activity can be managed via the dashboard.

Reporting: Access to all key information about your business with customized reports for your billing or accounting needs.

Transactions: Manage all of your financial flows: payments by card or transfers, transfers, management commission, transfer to your sellers, refunds and charge backs.

Key indicators set up receipt of notifications MANGOPAY for optimal monitoring of operations and the

set up your automated rules.

Articles 3 costs MANGOPAY pricing *.

Payin' CB 1.8% + €0.18

Payin' levies €0,50

Payin' transfers 0.5%

Free PayOut

Are the accepted currencies: EUR, GBP, CAD, SEK, NOK, DKK, CHF, ZAR, PLN, USD.

 

 

 

 

 

Article 4 MANGOPAY: SLA

LEVEL OF SERVICE AND COMMITMENT OF AVAILABILITY OF THE PAYMENT SOLUTION

• Availability of the API via a contractual SLAs

• Operations support

- Synchronous and instant : Creating users, Payin' (excluding transfers and withdrawals), transfers between wallets

- Asynchronous : KYC, PayOut

• Management of KYC documents

-Contract of 1 working day with:

-automated validation of identity documents

-identification of politically exposed persons or on sanction lists

-the identification of falsified automatic identification

• Management of outgoing transfers (PayOut)

- 1 maximum working day After the receipt of the application via the API (averaging under 2 hours)

-Receipt in the Bank within 2 working days maximum (based on the time at which the transfer has been sent)

Availability availability Compensation (as % of CT)

99% - 98.5% 30%

< 98.5%-97.5% 50%

< 97.5% - 97% 70%

< 97% 100%

Article 5 Fraud Prevention

MANGOPAY by default applies the 3 following rules for prevention against fraud on payments by credit card:

COUNTRIES BLACKLISTED

Monitoring of the emitters of bank cards. The assessment of the sensitivity of the country is at the heart of regulation devices regarding AML, FT and respect trade embargoes.

3D SECURE RESULTS

Transactions without transfer of responsibility to the Bank from the cardholder are denied.

VELOCITY OF CARD

Control of the transactions with the same card number (3 or more transactions within 24 hours).

3-D SECURE PROTECTION

The 3D SECURE is the best protection against fraudulent payments. MANGOPAY

allows you to trigger the 3DS on transactions or force it on

some payments.

Benefits of the 3D Secure:

-Limiting the risk of fraud including fraud CNP (Card No. Present)

-The user is redirected to the site of his bank in order to authenticate

-Transfer of responsibility to the Bank of the carrier in case of fraud

Your user makes his purchase at the time to validate his payment, he tells his card numbers the user is temporarily transferred to her bank's site. This is the phase of authentication

Successful authentication. The payment is confirmed!

Prevention and use of the 3D SECURE

MANGOPAY setting the default 3DS to €50

The threshold can be lowered / increased according to your needs or the identified risk.

Ability to force the 3DS based on your internal rules (1st transaction, the card record, velocity of payments)

SECURE MODE from DEFAULT to FORCE

A J U S T A B L E

Adjustment or removal of the contractual 3DS

Default rule: maximum payment of € 2500.

3 D S E C U R E

FRAUD: Surveillance

Alerts OPPOTOTA

Treatment of the alerts received via the national file of bank cards in opposition to loss, theft,

forgery, fraudulent use of card.

A verification request is sent to the platform in the event of suspected fraud

Not accomplished operations monitoring

Verification of wallets on which a high number of rejected transactions are recorded.

Fingerprint Unique token allowing the platform to develop anti-fraud rules based on a CB

For further information you can refer on the UGC MANGOPAY tabs. Legal notice; UGC buyers or write to us at Shop@iSkyce.com or iSkyce (Legal Service) 6 Rue Schelmenwasen 67590 Schweighouse Sur Moder (France- Alsace)

 

 

Availability availability Compensation (as % of CT)

99% - 98.5% 30%

< 98.5%-97.5% 50%

< 97.5% - 97% 70%

< 97% 100%

Article 5 Fraud Prevention

MANGOPAY by default applies the 3 following rules for prevention against fraud on payments by credit card:

COUNTRIES BLACKLISTED

Monitoring of the emitters of bank cards. The assessment of the sensitivity of the country is at the heart of regulation devices regarding AML, FT and respect trade embargoes.

3D SECURE RESULTS

Transactions without transfer of responsibility to the Bank from the cardholder are denied.

VELOCITY OF CARD

Control of the transactions with the same card number (3 or more transactions within 24 hours).

3-D SECURE PROTECTION

The 3D SECURE is the best protection against fraudulent payments. MANGOPAY

allows you to trigger the 3DS on transactions or force it on

some payments.

Benefits of the 3D Secure:

-Limiting the risk of fraud including fraud CNP (Card No. Present)

-The user is redirected to the site of his bank in order to authenticate

-Transfer of responsibility to the Bank of the carrier in case of fraud

Your user makes his purchase at the time to validate his payment, he tells his card numbers the user is temporarily transferred to her bank's site. This is the phase of authentication

Successful authentication. The payment is confirmed!

Prevention and use of the 3D SECURE

MANGOPAY setting the default 3DS to €50

The threshold can be lowered / increased according to your needs or the identified risk.

Ability to force the 3DS based on your internal rules (1st transaction, the card record, velocity of payments)

SECURE MODE from DEFAULT to FORCE

A J U S T A B L E

Adjustment or removal of the contractual 3DS

Default rule: maximum payment of € 2500.

3 D S E C U R E

FRAUD: Surveillance

Alerts OPPOTOTA

Treatment of the alerts received via the national file of bank cards in opposition to loss, theft,

forgery, fraudulent use of card.

A verification request is sent to the platform in the event of suspected fraud

Not accomplished operations monitoring

Verification of wallets on which a high number of rejected transactions are recorded.

Fingerprint Unique token allowing the platform to develop anti-fraud rules based on a CB

For further information you can refer on the UGC MANGOPAY tabs. Legal notice; UGC buyers or write to us at Shop@iSkyce.com or iSkyce (Legal Service) 6 Rue Schelmenwasen 67590 Schweighouse Sur Moder (France- Alsace)